No EIN, no bank account. Mercury, Relay, Stripe, and every US bank requires an Employer Identification Number before they will open your account or activate your payment processing. We get your EIN directly from the IRS — no Social Security Number required.
This is the most common situation we see. You have your Wyoming LLC documents in hand — but every US bank, payment processor, and financial platform asks for your EIN before they will help you.
Mercury Bank requires it. Relay requires it. Stripe requires it for payouts. PayPal requires it for business accounts. Without an EIN, your LLC exists on paper but cannot actually function as a business.
The problem for non-US residents is that the standard IRS online application requires a Social Security Number — which you do not have. We apply on your behalf using the correct process for foreign nationals, via fax to the IRS, and handle all the correspondence until your EIN is confirmed.
LLC legal name, state of formation, formation date, business description, and responsible party information. We collect everything through our secure order form.
We complete the SS-4 application using the correct procedure for foreign nationals — no SSN required. The form is prepared by our team and reviewed for accuracy before submission.
For non-US residents, EIN applications must be submitted by fax or mail — not online. We handle the submission directly to the IRS using our established process.
Once the IRS processes your application — typically 2 to 4 weeks — we receive your EIN confirmation letter and send it to you immediately. You are ready to open your bank account.
For non-US residents applying via fax, the IRS typically processes applications within 2 to 4 weeks. Processing times can vary depending on IRS workload. We submit promptly after receiving your information and follow up if needed.
The IRS online EIN application requires a valid SSN or ITIN. As a non-US resident without either, you cannot use the online system. Applications must go through the international fax line (267-941-1099) or by mail. Our team handles this process correctly and follows up with the IRS as needed.
Yes — an EIN is required for bank account opening, payment processing setup, and IRS tax filings regardless of whether your LLC has US-source income. Even if your LLC owes no US tax, you may still need to file an informational return, which requires an EIN.
An EIN (Employer Identification Number) is a tax ID for your business entity. An ITIN (Individual Taxpayer Identification Number) is a tax ID for you personally as an individual. Most non-US LLC owners need an EIN for their business. You may also need an ITIN if you need to file a personal US tax return — we offer ITIN applications separately.
You'll need a US bank account next — Mercury, Relay, and Wise all require your EIN before they'll open an account.
$200 flat fee. No SSN required. IRS confirmation letter delivered to you.